Lux Actuaries & Consultants offers Actuarial services and consulting.  Actuarial work includes nearly any form of sophisticated financial modelling of what might happen in the future.

Traditionally actuaries specialise in Life Insurance and Pensions product design, their implementation and management of solvency over time.  This involves consideration of both the Liability and Asset side of the balance sheet.  The liabilities are contingent on survival, death, disease, disability, retirement or other events.  The assets are then matched to the liability structure, over many decades, to ensure that no matter what happens, promises of payments decades in the future will be met.

From this expertise in considering both sides of the balance sheet with special focus on contingent liabilities the actuary now works in any area where future payments are uncertain and/or where assets should be structured to accommodate those uncertain liabilities.  This includes General Insurance and Reinsurance Companies, Employee Benefits and Social Security structures, Banking and Credit or Mortgage problems and on long-term Investment Strategies.

All of this happens in an ever-more complicated environment of regulation and law which is crucial for the actuary to understand, to help his clients comply with the letter and spirit of the law.