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Posts by Shivash Bhagaloo

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All Enterprise Risk Management Firm News General Insurance Health Insurance IAS19, EB & Pensions IFRS Standards Life Insurance Middle East & GCC Reinsurance

Insurance actuaries reviewing GCC risk data and reinsurance metrics in a modern office overlooking a Middle Eastern skyline.

Middle East & GCC29 April 2026

Navigating Regional Uncertainty: How Actuaries are Shaping GCC Insurance in 2026

How actuaries are navigating geopolitical risk, inflation, and evolving reinsurance dynamics to strengthen GCC insurance markets in 2026 — from pricing and reserving to capital strategy.

Actuaries mapping complex scenario testing for long-term Employee Benefit schemes.

IAS19, EB & Pensions2 April 2025

Actuarial Financial Planning for Insurers: A Practical Framework

How insurers can connect reserving, pricing, asset-liability management, capital and stress testing in one actuarial financial planning process.

Diverse Middle Eastern actuarial committee members engaging in structured regulatory debates.

Life Insurance19 February 2025

Strengthening Actuarial Presence in the Middle East: IFoA’s Expanding Role

The actuarial profession is expanding rapidly in the Middle East. Discover the strategic launch of the IFoA Middle East Member Committee (MEMC) and how it provides a structured voice for regional professionals navigating evolving regulations.

An Appointed Actuary reviewing capital adequacy and solvency recovery plans on transparent monitors.

General Insurance22 January 2025

Challenges and Opportunities - An Appointed Actuary's Perspective

From mounting insolvency concerns to rigorous CBUAE scrutiny, capital adequacy dominates the regional actuarial conversation. Explore an Appointed Actuary's perspective on managing critical solvency recovery plans across the UAE sector.

Corporate executives analyzing rising Gross Written Premium graphs on a large boardroom screen.

Firm News30 November 2022

GCC Insurance Industry Performance - Q3 2022

Despite global economic headwinds, GCC listed insurers experienced a 21.7% soar in Gross Written Premium through Q3 2022. Read our comprehensive report examining top-line growth, market concentration, and regional M&A activity.

Financial professionals looking confidently toward the Dubai skyline.

Firm News11 November 2022

Outlook of the actuarial profession in the GCC for 2023

As IFRS 17 transitions to business-as-usual, the demand for qualified actuaries in the GCC is surging. Uncover our 2023 industry outlook detailing the rise in actuarial outsourcing and the increasing integration of finance and actuarial functions.

Actuaries designing innovative insurance sandboxes to manage post-pandemic compliance risks.

Firm News11 September 2022

Insurance industry: Adjusting to a Post-COVID19 world

The post-COVID landscape demands rapid insurance innovation. Discover how regulatory 'sandboxes' foster technological advancement while managing compliance risks, and learn how actuaries are guiding global business resiliency.

An executive confidently providing stakeholder communication within an Enterprise Risk Management framework.

Enterprise Risk Management11 September 2022

How to manage stakeholders successfully within an ERM Framework

Navigating post-pandemic uncertainty requires robust Enterprise Risk Management. Discover how strategic stakeholder communication and structured ERM frameworks protect organizations and stabilize corporate recovery.

M&A negotiations between KSA insurance executives in a modern boardroom.

General Insurance11 September 2022

KSA Insurance M&As: Recent Developments & Expected Impacts

A recent royal decree fundamentally altered the Saudi Insurance Law, radically increasing the Minimum Capital Requirement (MCR). Discover why this regulatory shift is triggering widespread M&A activity among small-to-midsized KSA insurers.

Executives signing a strategic alliance document in a modern Gulf office.

IFRS Standards11 September 2022

FIS and Lux Actuaries Forge New Alliance to Drive IFRS 17 Compliance in the Gulf

To facilitate the Gulf Cooperation Council's adoption of IFRS 17, Lux Actuaries has partnered directly with the FIS Prophet team. Learn how this powerful combination of technology and local consulting ensures flawless regulatory compliance.

An engaged corporate board actively discussing ERM frameworks.

Enterprise Risk Management11 September 2022

Corporate Governance Principles

Effective Corporate Governance requires active Boardroom engagement and dedicated Enterprise Risk Management. Explore our short guide detailing how structured risk appetite and performance assessments buffer organizations against crises.

Corporate liquidators and actuaries aggressively auditing insolvency risk data.

Enterprise Risk Management11 September 2022

Financial Condition Reporting project

In 2017, a major UAE insurer faced critical insolvency and severe data deficiencies. Through disciplined actuarial assessment and dedicated operational changes, discover how Lux helped restore their solvency and market performance by 2019.