WHAT WE DO
Insurance Services
Employee Benefits
Financial Advisory
Banking & Financial
ESG & Sustainability
Financial Reporting
Capital, Solvency & Risk
Investment & Asset Management
Corporate Advisory
Data & Technology
Phone:
+971 4 876 8530Email:
[email protected]
CMA-licensed (Category 5) financial consulting, investment product analysis, suitability advisory, and corporate financial planning in the UAE.
Discuss your requirementsLux Actuaries holds a Category 5 Financial Consultations and Advisory license from the UAE Capital Markets Authority (CMA), License No. 20200000249. This license authorises us to provide regulated financial consulting services, including investment product analysis, suitability advisory, and corporate financial planning.
The CMA license is particularly relevant for our work under UAE Cabinet Resolution No. 96 (alternative savings), where employers need licensed financial consultants to navigate approved fund selection, suitability assessments, and ongoing compliance with the new savings framework.
We analyse investment products — funds, structured products, insurance-linked investments — for suitability, cost efficiency, risk profile, and regulatory compliance. Our analysis helps employers and institutional investors make informed allocation decisions.
Suitability advisory ensures that investment recommendations match the client's risk tolerance, investment horizon, and financial objectives. Under CMA regulations, suitability assessments are mandatory before recommending investment products.
Corporate financial planning for employee benefit schemes requires projecting employer contributions, investment returns, and liability growth over multi-year horizons. We build financial models that inform budgeting, cash-flow planning, and strategic decisions about benefit provision.
A license from the UAE Capital Markets Authority authorising the holder to provide financial consultations and advisory services. Category 5 covers investment analysis, suitability advisory, and financial planning — but not asset management or brokerage.
UAE Cabinet Resolution 96 requires employers to work with licensed financial consultants when selecting approved investment funds and making suitability assessments for employee savings schemes. The CMA license ensures the advisor meets regulatory standards for competence and conduct.
Actuarial valuations, scheme design, and advisory for end-of-service benefits, pensions, post-employment medical, and alternative savings plans.
Asset-liability management, strategic asset allocation, liability-driven investment, manager selection, and insurance investment strategy.
M&A due diligence, IPO support, expert witness, peer review, and model validation services for insurance and financial transactions.
Speak with our licensed consultants about investment product analysis, suitability advisory, and corporate financial planning.
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