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Posts by Shivash Bhagaloo

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Navigating Regional Uncertainty: How Actuaries are Shaping GCC Insurance in 2026
Middle East & GCC29 April 2026

Navigating Regional Uncertainty: How Actuaries are Shaping GCC Insurance in 2026

How actuaries are navigating geopolitical risk, inflation, and evolving reinsurance dynamics to strengthen GCC insurance markets in 2026 — from pricing and reserving to capital strategy.

GCC Insurance Performance in FY2024: Key Insights and Emerging Trends
General Insurance8 April 2025

GCC Insurance Performance in FY2024: Key Insights and Emerging Trends

Despite UAE corporate tax introductions and unprecedented weather catastrophes, the GCC insurance sector achieved notable profitability in FY2024. Read our breakdown exposing the uneven profit distribution masking underlying market pressures.

Challenges and Opportunities - An Appointed Actuary's Perspective
General Insurance22 January 2025

Challenges and Opportunities - An Appointed Actuary's Perspective

From mounting insolvency concerns to rigorous CBUAE scrutiny, capital adequacy dominates the regional actuarial conversation. Explore an Appointed Actuary's perspective on managing critical solvency recovery plans across the UAE sector.

KSA Insurance M&As: Recent Developments & Expected Impacts
General Insurance11 September 2022

KSA Insurance M&As: Recent Developments & Expected Impacts

A recent royal decree fundamentally altered the Saudi Insurance Law, radically increasing the Minimum Capital Requirement (MCR). Discover why this regulatory shift is triggering widespread M&A activity among small-to-midsized KSA insurers.

Motor Pricing Project
General Insurance11 September 2022

Motor Pricing Project

When developing a guaranteed two-year motor insurance product, insurers must rigorously anticipate moral hazard. Discover how Lux Actuaries isolated crucial proxy data to accurately price policies and mitigate long-term claims risk.