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Posts by Shivash Bhagaloo

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Motor Pricing Project
General Insurance11 September 2022

Motor Pricing Project

When developing a guaranteed two-year motor insurance product, insurers must rigorously anticipate moral hazard. Discover how Lux Actuaries isolated crucial proxy data to accurately price policies and mitigate long-term claims risk.

Quota Share optimisation project
Reinsurance11 September 2022

Quota Share optimisation project

Faced with rapid premium growth and capital strain, an insurer asked Lux to optimize their Quota Share strategy. Learn how our 7-year financial performance models stabilized their solvency reserves without sacrificing profitable portfolios.

IFRS 17 project
IFRS Standards11 September 2022

IFRS 17 project

The launch of IFRS 17 has prompted urgent regulatory demands across the GCC. Learn how Lux Actuaries conducts essential GAP analyses and partners with major audit firms to ensure seamless integration and timely compliance for regional insurers.

Health Pricing Project
Firm News11 September 2022

Health Pricing Project

Discover how Lux Actuaries analyzed complex internal claims data to design a targeted chronic disease management program. Learn how we built a robust ROI model to accurately project savings for targeted medical interventions in the UAE.

UAE Regulator Awards Most Distinguished Actuarial Company
Firm News11 September 2022

UAE Regulator Awards Most Distinguished Actuarial Company

For the second consecutive year, the UAE Insurance Authority has awarded Lux Actuaries the title of 'Most Distinguished Actuarial Services Company.' This achievement underscores our dedication to delivering international service standards locally.

Reserving project
Firm News11 September 2022

Reserving project

Accurate reserving is essential for regulatory compliance. Discover how Lux Actuaries successfully balanced operational pressure while holding firm on analytically justified reserves for a major UAE insurance provider.

An Actuary’s Advice to Medical Insurers
Health Insurance11 September 2022

An Actuary’s Advice to Medical Insurers

Regulatory changes across the GCC demand that medical insurers modernize their risk management processes. Learn why overcoming legacy systems and leveraging specialized actuarial support is critical to maintaining solvency and pricing accuracy.